fdcommercial/property-finance-mcp
🔌 MCP Serverfdcommercial
An MCP server providing specialized UK property finance calculators for bridging, development, BTL stress tests, and stamp duty.
The property-finance-mcp server acts as a specialized computational layer for AI agents operating in the UK real estate sector. By exposing a set of standardized tools, it enables LLMs to execute precise financial logic that would otherwise require manual spreadsheet work or external software. Key features include comprehensive bridging loan calculators that handle rolled-up, retained, and serviced interest models. The development appraisal module allows for the assessment of Loan-to-Cost (LTC) and Loan-to-Gross Development Value (LTGDV) ratios, providing essential viability metrics for property developers. Furthermore, the server includes a robust BTL stress test engine, supporting various Interest Coverage Ratio (ICR) thresholds (125%, 145%, 170%), and a multi-jurisdictional stamp duty calculator that accounts for SDLT (England/NI), LBTT (Scotland), and LTT (Wales). This tool is built to bridge the gap between general-purpose AI reasoning and the highly specific, data-heavy requirements of the UK commercial property finance market.
💡Highlights
- ├─Supports SDLT, LBTT, and LTT taxes
- ├─Calculates LTC and LTGDV metrics
- └─BTL stress tests at 125%-170% ICR
🎯For
- ├─Property Developers
- ├─Mortgage Brokers
- └─Real Estate Investors